David Ryder — Financial insight
More than 25 years’ industry experience.
Why this is different
My background
I started at Euromoney in Hong Kong in 1995. Over the following three decades I worked in financial publishing, investment communications at Mercer Investments, Fidelity and Lloyds Banking Group / Schroders Personal Wealth, and as a communications consultant to institutional and wholesale financial clients across the UK, US and Luxembourg.
I have spent 25 years watching how financial products are marketed, how advice is packaged, and where the gaps between industry interests and client interests tend to open up. That is the perspective I bring to independent financial advice.
Who I will work with
Three client groups
UK-based clients
Independent financial advice for individuals and families in the UK who want straightforward, honest guidance from someone who understands the industry from the inside.
UK expats in Luxembourg
Living in Luxembourg with UK financial ties is genuinely complex. Pensions, ISAs, tax residency, cross-border planning — I understand the specific challenges that UK nationals in Luxembourg face.
Luxembourg professionals
From late 2026, following an international qualification, I will also work with Luxembourg-based professionals more broadly. Register your interest and I will be in touch when this is available.
Register your interest
Be notified when I am open for clients
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Nothing on this website constitutes financial advice.